Protect those who are dear to you, even in your absence

Plan for the welfare of your loved ones in case of an unforeseen event, and offer them the security of a peaceful future. With our life insurance, you allow them to continue to live as you have always wanted for them :

• Preserve their home : ensure that they keep the roof that you have built together.
• Pursue their dreams : support their education and their life projects.
• Ensure their peace : avoid financial stress in these difficult times.

Show them how important they are to you with protection that lasts beyond the present.

Bounce despite the trials of life

Some accidents have deeply. Fortunately, our cover is designed to mitigate the financial consequences in case of loss of income. In case of accidental death, your loved ones will receive a compensation to ease their financial burden.

A support that goes further : we also take into account your family's future with the amounts dedicated to helping your children to continue their studies. Your spouse, meanwhile, may benefit from financial support to update their skills and find a job that meets his new reality.

With our protection, you will ensure the resilience and continuity of those you love, even in difficult times.

An essential complement to have access to the best care

Because you deserve the best for you and your family, our complementary health insurance, complete the government plans to expand care options. Access a range of medical services and paramedics, with consultations with a range of health professionals, in order to ensure your well-being.

A complete protection, here and elsewhere : also get travel insurance and international assistance for peace of mind, with the security of medical support, wherever you are.

Of accessible care for your health and the health of your loved ones

Through our prescription drug insurance program, you get prices more affordable for the medication you need. This program, often comparable to or even more generous than the government plan is designed to ensure access to essential treatment for all members of your family.

An asset to your health and your budget : by joining our forces, we allow significant cost savings, contributing to reduce the cost of care for your well-being.

Up to 100 % of your disability insurance premiums reimbursed, for a serene future

Add a dimension value to your protection disability insurance : if you join before the age of 50 years, you will be able to receive a reimbursement of up to 100% of your premiums paid, less any claims made during your contract. This refund applies when you reach age 65, or at the time of your retirement.

A financial benefit single : enjoy peace of mind knowing that your premiums invested you will come back, rewarding your commitment to your safety and your future.

For a healthy business

The self-employed and entrepreneurs deserve to be protected just as much as the employees. It is why we offer you this unique protection you can continue to pay the spending regular office in the event of a work stoppage, that this is the result of an accident or of a disease.

A tax advantage : be aware that the premiums for this coverage are deductible for income taxes as a business expenses. In summary, with our insurance general expenses, you are a winner every time.

Because good accounts make good friends

You can count on us to protect your credit as well as the financing of your property. In the case of disability, we will take care of your monthly payments of the mortgage loans personal or business, of the lines of credit, of auto loans or recreational vehicles, as well as your personal loans or corporate, and even your credit cards.

Preserve your peace of mind : with our loan insurance, you ensure not only the protection of your finances, but also the longevity of your relationships.

An invaluable support for you and your loved ones

Don't let the serious diseases put your finances in jeopardy, thanks to our protections custom. We offer lump sum payments to help you deal with your medical care and your financial obligations, subject to certain conditions.

A safety net is essential : with our critical illness insurance, you can focus on what really matters — your health and that of your family — without the weight of financial stress.

Give yourself all the chances to succeed in your healing

Do not let the cancer darken your dreams and projects of life. Thanks to cure rates of upmore and more people are overcoming this challenge. We are happy to contribute in our own way by providing you with financial levers that allow you to concentrate on what really matters : your healing.

Support for you and your loved ones : with our protection, you have the peace of mind necessary to face this ordeal, surrounded by those who love you.

Make your visits to the dentist more serene

Smile, your visits to the dentist will be even more pleasant thanks to our various protections. They cover up to 100 %, 80 % or 50 % many treatments available, with a maximum of 1 $ 500 per person and by calendar year.

Coverage tailored to your needs : with our dental care insurance, you can take care of your oral health while maintaining your budget. Don't let the cost of dental services darken your smile !

Travel with peace of mind, even abroad

Enjoy a trip abroad is an unforgettable experience. To make it a memorable keepsake, our protection is essential. Savvy travelers will tell you : we will refund 100 % of the costs of health committed abroad, up to $5 million. It is the ideal complement to the services of the Régie de l'assurance maladie du Québec, which you can buy separately or with insurance, accident and supplemental health.

A rug that goes with you : go on an adventure with confidence, knowing that you are well protected, wherever you are.

Prioritize your health and peace of mind after retirement

Retirement should never be used as a synonym for concern. Our program is specifically designed for members who plan to retire, offering the essential guarantees. Thus, they can maintain a life insurance amount, while benefitting from a comprehensive coverage of health care.

A comprehensive protection our accident insurance-extended health also includes travel insurance and international assistance, so that you can take advantage of this new stage of your life in serenity.

Program protection is customized for small and medium-sized businesses

At Assurances PME we're here to support your business !

In a context of shortage of labour, it is crucial to stand out from the competition to attract and retain the best talent. This is why we have developed an insurance solution affordable you can offer to your employees.

Whether for coverage of medical care, dental care, or disability insurance, your employees and their families will enjoy the financial security that you bring them.

A complementary solution : our product can also add to the existing provisions, filling gaps, all at a significantly lower cost.